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Turning every interaction into an opportunity by integrating from a selection of 3,000+ apps including Gmail, SalesForce, Excel and more. Blue Pro will help you grow your network with a business profile, analytics, and much more. The Blue Business Council is a network of companies working to protect the state’s most vital and threatened natural capital—the coast, ocean, bays, rivers, and streams that power our economy. Not specifically, but American Express has a mobile app you can use to check your balance and manage your account for the Blue Business Plus Card. Most customer service is performed over the phone, though, so it’s not always the most accessible.

everyday

The information, The Blue Business card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank’s website for the most current information. Check the data at the top of this page and the bank’s website for the most current information. Use this card for all or most of your business purchases if you typically limit your spending to around $4,000 a month. That’s a high threshold for an individual cardholder or a very small business with a handful of employees to reach, but if you’re managing a large team with big expenses, you’ll likely spend much more.

A good supplement to other high-yield rewards cards

This information, including rates and fees, is accurate as of the date of the review and was not reviewed or approved by the issuer. 3 points per dollar on the first $150,000 spent on travel and select business categories each account anniversary year and 1 point per dollar on all other purchases. With a $0 introductory annual fee for the first year, then $95, it’s hard to justify choosing the Green Card over the Blue Business Plus card. Overall, when you maximize how you redeem your points, the Amex Blue Business Plus is slightly more valuable. However, if you’re looking for an easy-to-use card, the Blue Business Cash has good rewards rate and the cash back you earn can be reinvested into your business. No, there’s no annual fee with the card, and additional cards can be added for employees at no extra charge.

  • No, but American Express may occasionally review your card’s use history and increase your credit limit over time.
  • However, American Express may offer you the option to redeem points to cover that cost.
  • Then we saw some cards introduce up to 1.5x points per dollar spent.
  • Though Amex Membership Rewards are geared towards travel, there are inescapable service fees every time you use them.
  • If you’re approved for the card, your credit limit will vary based on your credit score, your business’ annual revenue, how long you’ve been in business, and the amount of credit that American Express has extended to you already.

You could use it for spending on categories like restaurants and advertising and potentially use the Blue Business Plus card for everything else. The Blue Business® Plus card is best suited to small businesses that spend in a broad range of categories, and in varying amounts from month to month. Since this is a business credit card, it’s intended for business owners. Card issuers aren’t too strict about who’s eligible for a business credit card, though. You can get one based on your personal credit score and income even if your business isn’t yet making money or is just a small side gig. The American Express Blue Business Plus Card’s earn rate of 2 Membership Rewards points per dollar on the first $50,000 in annual spending makes the card a good choice for many businesses.

Who is this card good for?

There are lots of great business credit cards out there, though I’d say two are most competitive for everyday spending. No Preset Spending Limit means your spending limit is flexible. There are no over-limit fees, no enrollment steps to take, and cardholders can continue to earn Membership Rewards points or cash back on purchases above their credit limit.

  • As a result, you can’t target your spending during specific promotional periods to maximize the points you gain.
  • Most customer service is performed over the phone, though, so it’s not always the most accessible.
  • You’ll earn 2 Membership Rewards points per dollar spent on the first $50,000 in purchases each calendar year and 1 point per dollar spent after that.
  • You will be charged 2.7% foreign transaction fee on all purchases made outside the U.S.
  • EDITORIAL DISCLOSURE All reviews are prepared by CreditCards.com staff.

To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The opinions expressed are the author’s alone and have not been provided, approved, or otherwise endorsed by our partners. 23 February 2023 Chase Sapphire Reserve Card Review 2023 If the Olympics had a travel card category, the would be standing on the podium. Not only does this card earn highly flexible rewards, it offers a rob… This is just one scoring method and a credit card issuer may use another method when considering your application.